The Fire Policy covers loss or damage to the insured property as a result of Fire, Lightning and Explosion

The following additional perils can be covered optionally:

• Storm, Tempest, Flood

• Falling of Trees

• Earthquake

• Riots & Strikes

• Malicious Damage

• Impact

• Architects Fees & Legal Expenses

• Aircraft Impact

• Bursting of Pipes

The Policy does not cover:

• Theft during a fire event

• Loss or damage caused by the Insured

• War, invasion, act or foreign enemy

• Radio-active, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component.

• Pressure waves caused by aircraft and other aerial devices

   

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