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This type of insurance
provides you with freedom to travel as many times as you like during a 12
month period and is available to people up to 74 years of age. For greater
flexibility, you can choose how many days per trip you would like to be
covered for - either 31 or 60 and to choose from Silver or Gold Policies, so
you get the right cover at the right price.
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Travel Insurance Policy Summary
Annual Gold & Silver Policies
Purpose of this Insurance
– to provide financial protection and emergency medical assistance for your
trip(s).
Period of Cover – as
stated on your Policy Schedule / Booking Confirmation.
|
The Cover |
Gold |
Silver |
|
|
Section of Cover |
Up to Limit of (€)
per Insured Person |
Up to Limit of (€)
per Insured Person |
Excess |
|
Cancellation
(Deposit only) |
€4,500 |
€2,250 |
€52.50 area1or €75
other areas
€30.00 area1or
€37.50 other areas |
|
Curtailment |
€4,500 |
€2,250 |
€52.50 |
|
Missed Departure |
€750 |
€750 |
€52.50 |
|
Travel Delay
Holiday Abandonment |
€300
€4,500 |
€300
€4,500 |
Nil
€52.50 area 1 or
€75 other areas |
|
Personal Accident |
Death €22,500
Loss of Limb(s) and
sight €22,500 |
Death €22,500
Loss of Limb(s) and
sight €22,500 |
Nil
Nil |
|
Emergency Medical and
Travel Expenses |
€7,500,000 |
€3,000,000 |
€75 area 1 or
€112.50 other areas |
|
Hospital Benefit |
€750 |
€750 |
Nil |
|
Personal Money
Cash (aged18 and above)
Cash (aged under 18) |
€750
€300
€112.50 |
€750
€300
€112.50 |
€52.50 area 1 or
€75 other areas
€52.50 area 1 or
€75 other areas
€52.50 area 1 or
€75 other areas |
|
Personal Effects
and Baggage
Single Item Limit
Total for Valuables
Travel Documents
Delayed Baggage |
€2,250
€375
€375
€350
€225 |
€1,500
€225
€225
€225
€150 |
€52.50 area 1 or
€75 other areas
€52.50 area 1 or
€75 other areas
€52.50 area 1 or
€75 other areas
€52.50 area 1 or
€75 other areas
€52.50 area 1 or
€75 other areas |
|
Personal Liability |
€3,000,000 |
€3,000,000 |
€375
|
|
Hijack |
€7,500 |
€7,500 |
Nil |
|
Missed Departure |
€750 |
€750 |
€52.50 area 1 or
€75 other areas |
|
Legal Expenses |
€15,000 |
€15,000 |
€375 |
If you have chosen
Winter Sports cover, and paid the additional premium required for this
cover, the following also applies:
|
Cover |
Up to Limit of (€)
per Insured Person |
Up to Limit of (€)
per Insured Person |
Excess |
Ski Equipment – owned
Single item Limit - owned
Hired
|
€900
€375
€450
|
€900
€375
€450
|
€52.50 area 1 or €75 other
areas
€52.50 area 1 or €75 other areas
€52.50 area 1 or €75 other areas |
|
Ski Hire |
€600 |
€600 |
Nil |
|
|
€300 |
€300 |
Nil |
|
Ski Pack |
€525 |
€525 |
Nil |
|
Piste Closure |
€525 |
€525 |
Nil |
|
Avalanche Closure |
€750 |
€750 |
€52.50 area 1 or €75 other
areas |
- Area 1 Europe
- Area 2 Worldwide Excl. USA/Canada
- Area 3 Worldwide Incl. USA/Canada
Download
Annual Travel Insurance Gold Policy Summary
Download
Annual Travel Insurance Silver Policy Summary
Application
Form/Quotation |
