A Public Liability policy
covers the insuredís legal liability to compensate third parties for
personal injury and/or damage to, or loss of property.
Primarily the policy covers
risks relating to the premises and the activities of the Business. Insurance
is not compulsory except in some limited cases.
The Insured is indemnified
against legal liability to pay compensation for accidental death, injury or
disease to any person and for accidental loss or damage to property
occurring during the period of insurance in connection with the Business.