The loss of Gross Profit
resulting from interruption of the insured Business in consequence of
material damage to property used by the insured at the Premises for the
purpose of the Business caused by the operation of an insured peril.
Loss of Net Profit due to the
partial or total stoppage of the business in consequence of FIRE, LIGHTNING,
or the EXPLOSION OF GAS used for lighting and heating the premises or of
BOILERS OR ECONOMIZERS on the premises.
Payment of Overheads such as
rent, rates and taxes, interest on debentures, mortgages and loans,
insurance premiums, advertising, salaries and wages to employees, travelling
expenses and like charges which will continue to be payable during
interruption of business.
Increase in Cost of Working
Expenses necessarily incurred to overcome or to minimize he effects of the
fire, such as rent of temporary premises, hire of machinery or extra labour