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Fire, Earthquake

and other Perils


The Fire Policy covers loss or damage to the insured property as a result of Fire, Lightning and Explosion


The following additional perils can be covered optionally:

  • Storm, Tempest, Flood

  • Falling of Trees

  • Earthquake

  • Riots & Strikes

  • Malicious Damage

  • Impact

  • Architects Fees & Legal Expenses

  • Aircraft Impact

  • Bursting of Pipes

The Policy does not cover:

  • Theft during a fire event

  • Loss or damage caused by the Insured

  • War, invasion, act or foreign enemy

  • Radio-active, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component.

  • Pressure waves caused by aircraft and other aerial devices




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